Need some suggestions...

Not carrying with one in the chamber is a bad idea in my opinion, if you need it quickly it's not available because you've got to rack the slide. I've carried my G23 MANY times with a round in the holster with no worries or problems. All you need is a good holster.

I'm also not a fan of thumb safety's on carried weapons. If you train with it then it's fine, but you have to train yourself to take the safety off. It has to be instinct not a thought provoked reaction. When your adrenalin gets flowing, you can easily forget to take the safety off. It's all about training.

I'll give you your asking price right now. I'd feel like I stole it from you but I'd get over it eventually. I had those same feelings until I took a few lessons from an instructor. My biggest fear is at home with the kids so I immediatly unload when getting out of my truck in the garage.